Virginia Car Insurance

The Most Common Auto Insurance Claims

Owning a car comes with numerous liabilities out in the world that threaten your vehicle’s safety. You could practice safe driving habits as much as you want, there will still be times where you will experience a loss that you will have to claim on your Virginia Car Insurance policy. The best way to prevent these accidents is to be aware of them. Below, we have compiled the most common auto insurance claims.

Parked Cars

They don’t move but somehow get caught up in collisions and insurance claims. Whether someone collides with your parked car, scrapes it, or bumps it with a car door, your insurance claim should be able to cover the damages

Rear-End Accidents

These are the most common of all claims and can happen for numerous reasons. Usually, they happen when a driver is stopped at a light or in stop-and-go traffic where someone is not paying attention to the road ahead of them. If you have good collision coverage, your insurance should be able to handle these repairs.


This is injury is usually caused by accidents and sudden stops. The sudden movements that occur during these incidents can cause severe neck and spine pain. Good coverage can help cover medical bills to treat this injury.


Unfortunately, we live in a world where crime exists. Car theft is a very common claim that Virginia Auto Insurance answers to. If your car is stolen, comprehensive insurance will pay for the replacement value of the vehicle after you pay the deductible.


This can be anything from someone keying your car to spray-painting obscenities on it. These claims are usually the result of someone seeking some kind of revenge against the driver. Since vandalism isn’t covered by Liability Insurance or Collision Insurance, a driver would need to have Comprehensive Coverage to take care of the losses.

Windshield Damage

Windshield damage doesn’t just only occur during accidents. Windshields can also be damaged by animals, fallen branches, or hail. One of the most common causes of windshield damage, though, is rocks. Even a rock as small as grain can cause a small crack in the windshield.

Back Injuries

Back injuries are another common insurance claim. They can be caused by sudden stops or jolts from being rear-ended. Having medical bill coverage on your Virginia Car Insurance policy!

The claims mentioned above are ones that insurance companies receive the most. They are ones that you as a driver are most likely to encounter. If you want to protect yourself from the expensive costs of these types of incidents, get yourself some Virginia Auto Insurance. If you would like SkyBlue Insurance to help you find the best rates from the top carriers, go online and get a Virginia Car Insurance right now! It’s free!


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